We believe that real wealth – an income you do not outlive and a significant legacy to your heirs - is achievable for regular people. We believe that achieving real wealth is not driven primarily by investment performance but by investor behavior – making the right decisions at the critical moment.
We believe good investor behavior is primarily a function of making a lifetime financial plan and sticking with it, ignoring the fads and fears of the moment.
We invest with a buy and hold, long term investment strategy formulated based on a comprehensive financial plan. We do not attempt to time the highs and lows of the markets or individual investments.